Tax filing deadline is 3 months away, but many Americans will file their tax return way before the deadline. That’s because a majority of Americans [75% in 2017] receive a refund every year. No doubt you’re eager to get YOUR money back as soon as possible! But first, you’ve got a decision to make. Should you file your own return or hire a tax pro?
Read MoreThere’s an ongoing debate about eating at restaurants vs. eating at home. It focuses on the typical argument, which of the two is less expensive.
Read MoreMy mentor on personal finance would often say, ‘Show me your checkbook and I’ll tell you what you truly care about.’ For those of you who don’t know what a checkbook is let me rephrase, ‘Show me your online account statements and I’ll tell you what you truly care about.’ So, what does your spending reveal about you?
Read MoreWhat do you want to experience most in your life? Ask this question to enough people and you will find happiness to be one answer that comes up more than any other. Probe a little deeper and you’ll find that many people believe happiness is directly tied to money. Can money really provide lasting happiness?
Read MoreThe time between Christmas and New Year’s is a slow time for most. It’s a time to sleep in, get cozy, perhaps watch a movie marathon, and enjoy some well deserved rest. For me, it’s also a time when I take inventory of the passing year and begin to look to the next.
Read MoreAn emergency fund is to a financial plan what health insurance is to the body. No one wants to risk not having health insurance. Yet almost 60% of Americans have little to no money set aside for emergencies. That’s a huge risk with inevitable financial consequences.
Read MoreEvery couple wants a happily ever after but when assets or debts are part of saying “I do” is marital bliss still possible?
Read MoreHave you or would you co-sign a loan for a family member of a friend? Here are 6 good reasons why you should NEVER do it!
Read MoreBuying a used car from a private seller can yield significant savings. I’ve been buying used cars for many years and I’ve learned a lot about the car buying process. I’d like to share a 9 step process I use to buy used cars from private sellers.
Read MoreOver the years I’ve made more wrong financial decisions than I can count. As I look back on these decisions there’s a common denominator that’s part of each of them. Can you guess what it is?
Read MoreThe holiday season is upon us. It's that wonderful time of the year. I love Christmas! But I must confess, I get a bit cynical because of the consumerism that accompanies this season.
Read MoreRecently Apple came out with the new iPhone X. I must admit, when I saw the advertisement video I was impressed. As I perused the website I was introduced to all the new features, which are incredible!
Read MoreI really HATE monthly budgets. Yes, you’ve read that correctly! I hate that a large majority of budget plans and apps reinforce and perpetuate a month to month existence.
Read MoreThe word “budget” has gotten a bad rap over the years. It’s considered by many to be a 4-letter word producing all sorts of negative emotions.
Read MoreIf you want to be financially successful and achieve your goals there’s one practice you can incorporate today that will virtually guarantee your success.
Read MoreAn important piece to financial well-being and success is maintaining a low level of debt. Ideally, it’s better if you carry no debt, especially revolving debt. Debt is a robber. It steals from your hard-earned income by adding interest to the cost of the things you buy.
Read MoreWhat if I told you that one decision can be the difference between being able to retire comfortably or having to work for the rest of your life.
Read MoreLately I’ve been keenly aware of the lack of margin that exist in my life. This isn’t true about every area of my life, but it’s certainly true regarding my work.
What's your idea of a great conference? Do you like to be motivated or educated? Perhaps you like a little bit of both. Over the past 11 years, I’ve attended countless conferences.
Read MoreHow much do you know about your credit score? If you don’t know your credit score or don’t understand how it’s calculated, you stand a good chance of loosing thousand if not hundreds of thousands of dollars over your lifetime.
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