Money is a vital tool in accomplishing
How you feel about it, and how you use it, will determine not only your results but ultimately your happiness. I want to help you achieve personal financial freedom by teaching you, supporting you, and inspiring you to manage your money well, so that you’ll go father and achieve more than you ever dreamed possible.
Check out all of these tools designed with you in mind.
No one likes to fail, especially at something as important as personal finances. The pain of financial stress and the shame and fear that accompany it are difficult to bare. Yet, it’s unreasonable to think you can achieve financial success without experiencing some failures along the way. Some degree of failure or setbacks, as much as we wish they weren’t, are inevitable. What determines your future success is what you do after you fail.
It’s well known that most people determine self-worth and personal value, at least in part, by comparing themselves to those in their social circle. In psychology, this is known as social comparison theory, and with the ever-increasing use of social media like Facebook, Instagram, and Twitter, social comparison is having a greater effect on us and on how we spend our money.
A topic that has been growing considerable traction amongst the Christian community has been Medishare. Most notably, what has been driving the conversation, has been the extreme rise in health insurance premiums. Questions you may be asking yourself are, how do I protect my budget from rising healthcare costs? And can I get reasonably priced medical coverage without breaking the bank?
Talking about money is considered taboo by a majority of Americans. We’re more open to talking about sex, politics, or religion than we are to discussing personal money matters. Unfortunately, not talking about it keeps many Americans financially illiterate and ignorant of what it takes to become financially healthy.
When we hear the word addiction, whether it’s in a conversation or in a story on the news, we think of drugs, alcohol, gambling, or some other vice that “other” people in our world battle. We rarely think of addiction as something we personally deal with. I believe every person engages in some type of addictive behavior, often several, and the financial impact these can have are significant.
No one would disagree that paying off consumer debt is the right thing to do. In fact, most would say the quicker you can pay it off the better because it will save you more money in interest. Well, it turns out how you pay off debt is more important than you think.
The percentage of people using credit cards as the sole method of payment has increased dramatically in recent years. More than 50% of credit card holders are now using their credit cards for everyday purchases. No doubt the lure of the rewards programs offered by most credit cards today has a lot to do with this trend. What’s yet unknown but predictable is the harm this will have on the financial health of many of these people.
Guest Author: Rachel Rupert
Consumerism is all around us: payment plans, no-interest for the first year, all of these offers and “deals” that convince us to go out and purchase something that, when we look honestly at our bank account and (hopefully) our budget, we can’t really afford. Yet, so many of us buy into it and end up feeling overwhelmed as we face the consequences of an impulsive purchase.
Many Americans are approaching retirement with inadequate savings. The fear of running out of money in retirement according a study done by Allianz of 3000 baby boomers revealed that 60% feared running out of money more than they feared dying. How real is this problem and what can you do if you’re approaching retirement in the next 10 years or less?