Money is a vital tool in accomplishing
How you feel about it, and how you use it, will determine not only your results but ultimately your happiness. I want to help you achieve personal financial freedom by teaching you, supporting you, and inspiring you to manage your money well, so that you’ll go father and achieve more than you ever dreamed possible.
Check out all of these tools designed with you in mind.
When we hear the word addiction, whether it’s in a conversation or in a story on the news, we think of drugs, alcohol, gambling, or some other vice that “other” people in our world battle. We rarely think of addiction as something we personally deal with. I believe every person engages in some type of addictive behavior, often several, and the financial impact these can have are significant.
No one would disagree that paying off consumer debt is the right thing to do. In fact, most would say the quicker you can pay it off the better because it will save you more money in interest. Well, it turns out how you pay off debt is more important than you think.
The percentage of people using credit cards as the sole method of payment has increased dramatically in recent years. More than 50% of credit card holders are now using their credit cards for everyday purchases. No doubt the lure of the rewards programs offered by most credit cards today has a lot to do with this trend. What’s yet unknown but predictable is the harm this will have on the financial health of many of these people.
Guest Author: Rachel Rupert
Consumerism is all around us: payment plans, no-interest for the first year, all of these offers and “deals” that convince us to go out and purchase something that, when we look honestly at our bank account and (hopefully) our budget, we can’t really afford. Yet, so many of us buy into it and end up feeling overwhelmed as we face the consequences of an impulsive purchase.
Many Americans are approaching retirement with inadequate savings. The fear of running out of money in retirement according a study done by Allianz of 3000 baby boomers revealed that 60% feared running out of money more than they feared dying. How real is this problem and what can you do if you’re approaching retirement in the next 10 years or less?
As parents, we hear so much about saving for college and providing a top-notch higher education for our kids. We’re told a 4-year college degree is a bare minimum required in today’s job market. We feel the pressure to follow this conventional wisdom, to make sure our kids get into the best schools, so they can have the opportunity to succeed. But are we right in following conventional wisdom as it relates to the 4-year college degrees that seem to be the standard for higher education?
I’m going to make an obvious statement. You’ve heard it before. In fact, you’ve heard it so much that you’re going to have to fight against the natural response to stop reading and go back to whatever you were doing before you started reading this blog. I’m trying to warn you ahead of time so that you’ll do the opposite of what you want to do and benefit from what I’m about to share with you. Ready? Here it goes!
A good life is characterized by experiences of fulfillment and happiness. When we’re able to provide for the needs we have and additionally for some of the things we want and desire, life feels good. Of course, the opposite is also true. So, just how much money does it take to truly make us happy?
Marriage is a wonderful institution that can yield tremendous benefits for those who commit to it. But marriage is not easy. It takes hard work to integrate your life with another person; to become one, especially in the area of money. Fighting over money is a big frustration for couples, and sadly, the cause of many divorces.