Browse articles designed to help you see money from a different perspective, invoke new mindsets, and bring wisdom to your everyday spending.
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Paying interest, especially high-interest charges on credit cards, can be painful. When you find yourself owing on several credit cards, and it becomes harder and harder to make the payments, that’s when you begin to look for some kind of relief. But, is debt consolidation right for you?
Read MoreYour monthly bills may appear to be fixed, but they rarely are. If you’re willing, you can always find ways to reduce your expenses, especially if you’ve got the right motivation. One of these expenses is the internet/cable bill, and you have more leverage than you think in lowering this bill.
Read MoreWhen I was 18 years old I purchased a 1983 Chevy Camaro Z28. To be honest, I couldn’t afford it. It was one of those scenarios where I ended up working just so I can pay for the car. My dad tried to talk me out of it but I didn’t listen. Know why?
Read MoreThere’s been a lot of talk in the news lately about student loans and the growing student loans debt, which currently stands at $1.5 trillion. To give you a better perspective of this enormous problem, the national credit card debt, which is of great concern is only $1 trillion by comparison. What does this mean for this and future generations and what can you do to ensure your children don’t become part of this statistic?
Read MoreMost of us, if asked, would admit that we want more than we already have. Whether it’s money, relationships, career, or possessions, we’re wired to “reach” for more. This isn’t always a bad thing. Considering the innovation we’ve experienced over the past 100 years and how it’s improved life for so many, I’m grateful that we keep reaching forward and upward. But, when it comes to finances how can we know when reaching for more is not a good thing?
Read MoreWhen I was growing up, going out to eat at a restaurant, even a fast food restaurant, was a rarity. Things have changed! Today, dining out is a normal daily or several times per week activity. If done to excess it can have a significant negative impact on your finances.
Read MoreWhat is it you want? That’s a loaded question, I know. Before you attempt to answer, I must warn you that there’s only one right answer, and it’s crucial that you get it right.
Read MoreTax filing deadline is 3 months away, but many Americans will file their tax return way before the deadline. That’s because a majority of Americans [75% in 2017] receive a refund every year. No doubt you’re eager to get YOUR money back as soon as possible! But first, you’ve got a decision to make. Should you file your own return or hire a tax pro?
Read MoreThere’s an ongoing debate about eating at restaurants vs. eating at home. It focuses on the typical argument, which of the two is less expensive.
Read MoreHave you or would you co-sign a loan for a family member of a friend? Here are 6 good reasons why you should NEVER do it!
Read MoreOver the years I’ve made more wrong financial decisions than I can count. As I look back on these decisions there’s a common denominator that’s part of each of them. Can you guess what it is?
Read MoreThe holiday season is upon us. It's that wonderful time of the year. I love Christmas! But I must confess, I get a bit cynical because of the consumerism that accompanies this season.
Read MoreI really HATE monthly budgets. Yes, you’ve read that correctly! I hate that a large majority of budget plans and apps reinforce and perpetuate a month to month existence.
Read MoreIf you want to be financially successful and achieve your goals there’s one practice you can incorporate today that will virtually guarantee your success.
Read MoreAn important piece to financial well-being and success is maintaining a low level of debt. Ideally, it’s better if you carry no debt, especially revolving debt. Debt is a robber. It steals from your hard-earned income by adding interest to the cost of the things you buy.
Read MoreWhat if I told you that one decision can be the difference between being able to retire comfortably or having to work for the rest of your life.
Read MoreLately I’ve been keenly aware of the lack of margin that exist in my life. This isn’t true about every area of my life, but it’s certainly true regarding my work.
How much do you know about your credit score? If you don’t know your credit score or don’t understand how it’s calculated, you stand a good chance of loosing thousand if not hundreds of thousands of dollars over your lifetime.
Read MoreAccording to a recent survey by CareerBuilder 78% of Americans live paycheck to paycheck. I wish this was a new development but in reality it’s been going on for some time.
Read MoreHabits are powerful. They can propel you toward greatness or keep you from it. For the most part, habits are driven by the subconscious part of our mind. This can be good and bad.
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