Welcome to my site.

Hi, I’m Leo, a writer, teacher, speaker, and financial coach. I’ve been teaching and coaching on personal finance for the past 16 years. On this site I share my thoughts, experience, triumphs and failures, to help you gain the knowledge and insight to manage it for success, so that money works for you instead of working against you.

Here’s what I believe:

Every person is created with purpose. We are each given a set of abilities, character traits, and opportunities, in order to fulfill our purpose. We’re also each given just one life, and we dare not waste it! What you’re meant do with your life really matters, because you have the potential to contribute to our world in a way that no one else can.

Money is a vital tool in accomplishing your purpose. It can either help you or hinder you. How you feel about it, and how you use it, will determine not only your results but ultimately your happiness. I want to help you achieve personal financial freedom by teaching you, supporting you, and inspiring you, to manage your money well, so that you’ll go father and achieve more than you ever dreamed possible.

If you have the desire to achieve financial independence and enjoy a purpose-full life, this is the place for you.

what people are saying

“Leo is one of the greatest leaders I’ve ever known. He walks alongside people hand in hand, he offers solutions and wisdom from years of practical experience, and he genuinely cares about everyone he serves. I’m so grateful to have learned so much over the past decade from him.”

— David Thompson

“I don’t know of a man or friend with more character than Leo. He is faithful, trustworthy, honest, and someone who truly cares about people.”
- Jason and Bonnie Ruth Rolf

“Your wisdom and steadfast love has given us strength and encouragement on our journey.”
- Fanel and Monica Serban

“You not only have an immense desire to learn, you desire to share your findings with others, and I have been the greatest benefactor. I would not be the person I am today if it was not for your impact on my life.
- Courtney Clifton

“You are full of integrity, wisdom, and love. The people around you are incredibly blessed to have you in our lives.”
- Chad Sykes

“When we first came in contact with Leo, we were trying our best to manage finances, but things felt unorganized and overwhelming. Leo took the time to learn the specific details of our finances and was confident in providing us with a custom budget. Organizing finances and creating a budget can seem daunting, but Leo always created an atmosphere of comfort and encouragement. He walked us through the process step-by-step and was very patient and thorough. He had an answer to every question we asked and was always confident in his advice and suggestions. As a product of Leo’s guidance and help, there are no question marks left in our finances, we have a budget, and we have an easy to use budget app/software. Most importantly to us, in an area of our marriage that used to be filled with tension and chaos, there is now hope, peace and structure. We are beyond thankful for Leo and would recommend him to anyone!”
- Andrew and Erin McKinney

If I could overcome financial crisis, so can you.

It was Friday, December 10, 1993. I had just arrived at work and was preparing for my shift, when I heard my name announced over the intercom system. Within 30 minutes, I was being escorted out through the security gate to my car by my supervisor. The lay-offs, which had been happening for several months, had finally reached me, and my life was all of a sudden very different.

There’s no good time to lose your job. But for me, my wife Natalie, and our 9-month-old daughter, this could not have come at a worse time. We had just purchased our first home, filled it with furniture, and had settled into a normal, middle income lifestyle. Natalie had quit her job to stay home and raise our first daughter, Rachel. We had no real savings to rely on, so things got tough really fast. Life happens! Layoffs are not uncommon. But for me to be in this situation, financially unprepared, well … I should have never been in this situation.

I didn’t know how to manage money. It wasn’t something taught in school. Like everyone else, Natalie and I just made money and spent it as best we could. After 4 years of marriage we had managed to add 13 credit cards, a mortgage, and a car payment to our money management strategy. Up to this point paying for it all was doable. But now…

Our story is not unique, though I wish it was.

Over the past 16 years working as a financial coach, I’ve sat across from thousands of people in classrooms, seminars, and personal coaching sessions. Our financial difficulty, although I can still feel the pain and burden of that difficult season, pales in comparison to some of the heartbreaking situations I’ve witnessed in the people I’ve worked with.

What's tragic is that financial stress is fairly common, but it shouldn't be.

That’s why I decided to start this site. I have one goal: I want to help you! If you’re dealing with financial stress, you’re under the burden and bondage of debt, and desperate for hope, I can help. I want to help you experience the life you set out to live, without the recurring nightmare of financial stress. There’s a way to freedom. For the past 24 years I’ve learned everything I could about personal finance. I’ve personally applied this knowledge to my own finances and it worked! And I’ve taught many people how to do the same.

Through this site I will share the ‘why’ and the ‘how’ of money.

The ‘how’ is the practical ways of manage money, the tools, which I’ll share with you in ways that you’ll easily understand and be able to apply. The ‘why’ will help you understand the beliefs, attitudes, and emotions involved in managing money. Knowing the ‘why’ will help you apply the ‘how’ consistently so you can experience progress and success. You need both, and I'm excited to share them with you!