Money is a vital tool in accomplishing
How you feel about it, and how you use it, will determine not only your results but ultimately your happiness. I want to help you achieve personal financial freedom by teaching you, supporting you, and inspiring you to manage your money well, so that you’ll go father and achieve more than you ever dreamed possible.
Check out all of these tools designed with you in mind.
Paying interest, especially high-interest charges on credit cards, can be painful. When you find yourself owing on several credit cards, and it becomes harder and harder to make the payments, that’s when you begin to look for some kind of relief. Debt consolidation, a practice of consolidating all your debts into one with one monthly payment, usually at a lower interest rate, can seem like the right choice. However, there are several things to consider before pursuing this solution to your debt problems.
Your monthly bills may appear to be fixed, but they rarely are. If you’re willing, you can always find ways to reduce your expenses, especially if you’ve got the right motivation. One of these expenses is the internet/cable bill, and you have more leverage than you think in lowering this bill.
When I was 18 years old I purchased a 1983 Chevy Camaro Z28. To be honest, I couldn’t afford it. It was one of those scenarios where I ended up working just so I can pay for the car. My dad tried to talk me out of it but I didn’t listen. Know why? Because I was an 18-year-old young man. I was emotionally insecure, I wanted to be liked, maybe even a little envied by my friends. I was also dating this cute little red-head whom I was really trying to impress. I made a totally emotional decision and it cost me dearly. Have you ever been there?
There’s been a lot of talk in the news lately about student loans and the growing student loans debt, which currently stands at $1.5 trillion. To give you a better perspective of this enormous problem, the national credit card debt, which is of great concern is only $1 trillion by comparison. What does this mean for this and future generations and what can you do to ensure your children don’t become part of this statistic?
Most of us, if asked, would admit that we want more than we already have. Whether it’s money, relationships, career, or possessions, we’re wired to “reach” for more. This isn’t always a bad thing. Considering the innovation we’ve experienced over the past 100 years and how it’s improved life for so many, I’m grateful that we keep reaching forward and upward. But, when it comes to finances how can we know when reaching for more is not a good thing?
When I was growing up, going out to eat at a restaurant, even a fast food restaurant, was a rarity. Things have changed! Today, dining out is a normal daily or several times per week activity. If done to excess it can have a significant negative impact on your finances.
What is it you want? That’s a loaded question, I know. Before you attempt to answer, I must warn you that there’s only one right answer, and it’s crucial that you get it right.
Tax filing deadline is 3 months away, but many Americans will file their tax return way before the deadline. That’s because a majority of Americans [75% in 2017] receive a refund every year. No doubt you’re eager to get YOUR money back as soon as possible! But first, you’ve got a decision to make. Should you file your own return or hire a tax pro?
There’s an ongoing debate about eating at restaurants vs. eating at home. It focuses on the typical argument, which of the two is less expensive.