GMR 116: Navigating Through Uncertainty

Episode 116
For some people, this season of dealing with the coronavirus is proving to be more of a challenge than just simply staying healthy. Some are facing job loss and a lack of adequate resources. Others are concerned that if this pandemic lasts too long, what limited resources they have will run out. In this episode of Getting Money Right, we’re sharing some resources that are available to you right now, insights to help you take what you have and make it last longer, and a challenge to remember that we’re better together, so let’s help each other get through this.

Show Notes

Learn how to help others in this season, even if you need help personally, find a way to help others. 

Local Assistance

• 211 - Your State (Google)

  • Food clothing and bills

  • Housing and shelter

• Family services Google search “Need Food Help in Keller TX”

  • https://www.foodpantries.org/

    • Food pantries

    • Subsidized Groceries

    • Lists by State & then by City

      • Found 3 food pantries in about 5 miles of my home

  • https://ampleharvest.org

• Cheap meals

Think of the staple diets around the world: Rice and beans, pasta with sauce, fish and rice, lentils veggies and spices, maize & corn products, wheat & barley products 

• Cheap Ingredients

  • Peanut Butter

  • Black Beans

  • Tuna

  • Lentils

  • Oats

  • Milk

  • Whey Protein (canister)

  • Eggs

  • Rice

  • Pasta

  • Chicken

  • Pork

  • White Fish

  • Eggs

  • Bread

  • Corn products

  • Roots plants: Potatoes, Sweet Potatoes, Yams

  • Ground Beef

• Meals

  • Taco Junk

  • White Bean Chicken Chile

  • Spaghetti and Meat Sauce

  • Hot Dogs

  • Loaded Potatoes

• Connect with the Government for Business Help

  • https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources

Make a financial plan or adjust your current plan (budget)

• Make a list of all of your expenses: bills, and all essential needs. Spend on purpose!

• Be brutal at cutting back or out any non-essential expenses.

  • If you can live without it, you can cut it out. Remember it’s only for a season, it’s not forever.

  • Ask before you spend: “Can I do without this right now?”

• Continue saving if your stability fund is not fully funded. Save before you spend!

• Track every expense to ensure you stick to your plan.

  • The single greatest thing you can do to have financial success, better than making more money or investing wisely.

  • Serves to reinforce and support the success of “your” financial plan.

Don’t stay stuck in your home, get outside….walk around the block, take a shower, go for a drive, spend time at the park (with appropriate social distancing), call a friend or family member and check in on them.

Other ways to improve your situation

• Make more money.

  • Sell some stuff

    • Books and games

    • Services

    • Knowledge

      • Online tutoring - teachers

• Safeguard your job.

  • Great attitude

  • Highly productive

What You Can Do to Help Someone Else

• Buddy System

What you can do to help yourself and your family

• Take this time to learn something new - view this as an opportunity.

  • Do you have a list of books you’ve been wanting to read?

  • New skills you’ve wanted to learn?

  • Block time out in your calendar.

  • Create a Youtube channel to share your knowledge.

Resources

Budget Forms and Tools
David’s New Book - Jesus on Money
David’s New Website - www.stewardshippastors.com