Browse articles designed to help you see money from a different perspective, invoke new mindsets, and bring wisdom to your everyday spending.
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No one would disagree that paying off consumer debt is the right thing to do. In fact, most would say the quicker you can pay it off the better because it will save you more money in interest. Well, it turns out how you pay off debt is more important than you think.
Read MoreThe percentage of people using credit cards as the sole method of payment has increased dramatically in recent years. More than 50% of credit card holders are now using their credit cards for everyday purchases. No doubt the lure of the rewards programs offered by most credit cards today has a lot to do with this trend. What’s yet unknown but predictable is the harm this will have on the financial health of many of these people.
Read MoreIt was Shakespeare who wrote, “Never a borrower or a lender be, for loan oft loses both itself and friend.” These words, although written for a play (Hamlet) are wise and prove often to be true. Borrowing can lead to unwanted consequences. But, is borrowing and taking on a measure of debt always wrong?
Read MorePaying interest, especially high-interest charges on credit cards, can be painful. When you find yourself owing on several credit cards, and it becomes harder and harder to make the payments, that’s when you begin to look for some kind of relief. But, is debt consolidation right for you?
Read MoreAn important piece to financial well-being and success is maintaining a low level of debt. Ideally, it’s better if you carry no debt, especially revolving debt. Debt is a robber. It steals from your hard-earned income by adding interest to the cost of the things you buy.
Read MoreAccording to a recent survey by CareerBuilder 78% of Americans live paycheck to paycheck. I wish this was a new development but in reality it’s been going on for some time.
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