The thrills and perils of shopping online. Whether you do it for speed, to save time, for convenience, or even as a sport, online shopping is the way to buy stuff of the 21st century. In just a few clicks, you can shop for everything you need and have it delivered to your doorstep.
Read MoreA topic that has been growing considerable traction amongst the Christian community has been Medishare. Most notably, what has been driving the conversation, has been the extreme rise in health insurance premiums. Questions you may be asking yourself are, how do I protect my budget from rising healthcare costs? And can I get reasonably priced medical coverage without breaking the bank?
Read MoreWhen we hear the word addiction, whether it’s in a conversation or in a story on the news, we think of drugs, alcohol, gambling, or some other vice that “other” people in our world battle. We rarely think of addiction as something we personally deal with. I believe every person engages in some type of addictive behavior, often several, and the financial impact these can have are significant.
Read MoreI’m going to make an obvious statement. You’ve heard it before. In fact, you’ve heard it so much that you’re going to have to fight against the natural response to stop reading and go back to whatever you were doing before you started reading this blog. I’m trying to warn you ahead of time so that you’ll do the opposite of what you want to do and benefit from what I’m about to share with you. Ready? Here it goes!
Read MoreMarriage is a wonderful institution that can yield tremendous benefits for those who commit to it. But marriage is not easy. It takes hard work to integrate your life with another person; to become one, especially in the area of money. Fighting over money is a big frustration for couples, and sadly, the cause of many divorces.
Read MoreAccording to an AAA survey, only 35% of American families had planned to take a vacation in 2017. I don’t know what the numbers are for 2018 but my guess is it isn’t much higher. Rest and relaxation is a basic human need, yet a majority of Americans fail to take a yearly vacation. For most of the people who won’t vacation this year the primary reason is not having the money to afford it. But, is this a legitimate reason and is it really true?
Read MoreRecently a primetime special, “Back in the Game” aired on CNBC. Hosted by Alex Rodriquez, the former baseball player, the show focused on retired pro-athlete Joe Smith, who although earning over 6o million dollars over his playing career has little to show for it. To most people, it seems unimaginable to end up this way, but a large majority of those who think so would end up in the same place if given the same opportunity.
Read MoreHigh stake financial decisions can have a significant impact on your finances. Whether it’s an expensive car repair, a large medical bill, or a major house repair, these type of expenses can wreak havoc on your finances. Make the wrong decision and you could be financially crippled for months or even years.
Read MorePaying interest, especially high-interest charges on credit cards, can be painful. When you find yourself owing on several credit cards, and it becomes harder and harder to make the payments, that’s when you begin to look for some kind of relief. But, is debt consolidation right for you?
Read MoreYour monthly bills may appear to be fixed, but they rarely are. If you’re willing, you can always find ways to reduce your expenses, especially if you’ve got the right motivation. One of these expenses is the internet/cable bill, and you have more leverage than you think in lowering this bill.
Read MoreWhen I was 18 years old I purchased a 1983 Chevy Camaro Z28. To be honest, I couldn’t afford it. It was one of those scenarios where I ended up working just so I can pay for the car. My dad tried to talk me out of it but I didn’t listen. Know why?
Read MoreThere’s been a lot of talk in the news lately about student loans and the growing student loans debt, which currently stands at $1.5 trillion. To give you a better perspective of this enormous problem, the national credit card debt, which is of great concern is only $1 trillion by comparison. What does this mean for this and future generations and what can you do to ensure your children don’t become part of this statistic?
Read MoreMost of us, if asked, would admit that we want more than we already have. Whether it’s money, relationships, career, or possessions, we’re wired to “reach” for more. This isn’t always a bad thing. Considering the innovation we’ve experienced over the past 100 years and how it’s improved life for so many, I’m grateful that we keep reaching forward and upward. But, when it comes to finances how can we know when reaching for more is not a good thing?
Read MoreWhen I was growing up, going out to eat at a restaurant, even a fast food restaurant, was a rarity. Things have changed! Today, dining out is a normal daily or several times per week activity. If done to excess it can have a significant negative impact on your finances.
Read MoreWhat is it you want? That’s a loaded question, I know. Before you attempt to answer, I must warn you that there’s only one right answer, and it’s crucial that you get it right.
Read MoreHabits are powerful. They can propel you toward greatness or keep you from it. For the most part, habits are driven by the subconscious part of our mind. This can be good and bad.
Read MoreIt’s not a secret that I’m a number’s guy. Most people who know me, if asked would say, ”Oh Yeah! Leo’s a number’s guy, especially when it involves finances.”
Read MoreSteve was a successful manager at a local company in his town. As he was siting in my office describing his situation I could sense the enormous stress he was under. He made a good wage, enough to adequately care for him and his family, yet his finances were a mess.
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